2023年2月7日

2023年2月7日英國信貸管理應用程序難以置信的介紹了變量重複支付與TrueLayer TrueLayer,歐洲領先的開放銀行業的平台,今天宣布與英國合作信貸管理應用難以置信,現在將提供變量重複支付(vrp)為其客戶。使用開放銀行數據api,令人難以置信的鞏固顧客的賬戶信息在一個清晰、全麵的儀表板,他們可以看到,跟蹤、預測和償還借款。與蟻群、令人難以置信的客戶現在可以使用應用程序之間建立自動支付他們的銀行賬戶和令人難以置信的帳戶。這一過程,稱為“全麵”,允許客戶自動還款策略和長期的方法來減少借貸,提高他們的整體資金管理。利用蟻群,令人難以置信的給客戶更好地控製他們的信貸償還。這些自動化、移動先行支付立即解決,不需要直接付款授權,節省時間和創建一個更方便的體驗。相反,客戶提供一次性的身份驗證使用生物識別技術,簡化了安裝過程,保持嚴格的安全標準。實施之際,英國消費者需要更好、更直觀的方法來管理他們的借款。在生活成本危機中,英國央行(Bank of England)報告,個人借了£15億2022年11月在消費信貸。信用卡借款總額的占80%(£12億)。 An estimated 1.9 million households also missed a scheduled debt repayment at the end of 2022, Which? reports. The flexibility of VRPs is what lets Incredible deliver value unseen before for the credit repayment space, using common features such as roundups and applying them in the context of reducing the overall cost of customers’ borrowing. Sweeping payments allows the automatic movement of money, in variable amounts, between customers’ accounts, giving them a more flexible and intuitive way to pay back their borrowing. Yaseen Rostom, CEO and Co-founder at Incredible, said: “At some point in our lives we’ve all fallen prey to unplanned overdraft fees, late payment fees and other charges, simply because it’s a byproduct of a system that does very little to optimise for financial resilience. Incredible is pioneering a new use case for VRPs, facilitating better credit repayments to improve financial wellbeing. We’re excited to work with Truelayer to bring us closer to fulfilling the promise of open finance; making money work for people.” Nick Tucker, Head of Financial Services at TrueLayer, added: “A new form of open banking-enabled technology, VRPs are a step change in debt management, allowing users to set up secure and flexible repayment plans with greater ease and convenience. We look forward to working with Incredible to provide open banking payments that are more responsive to customers’ needs.” People In This Post News Fintech Insurtech Crypto Fintech