2023年2月7日

零,韓國的支付技術公司,今天宣布它已經簽署了一項產業界首次合作使用StepChange,英國領先的慈善機構債務的建議,這將幫助零的數以百萬計的客戶訪問的幫助,他們應該需要,更快的在當前的生活成本危機。這支持StepChange零成為第一個將信貸提供者通過現在購買支付後完全StepChange直接整合到它的平台。支付技術公司還將更進一步並提供創新,將更好地提高用戶體驗。幫助客戶通常是一個脆弱的時刻,零和StepChange一起工作來確定所需的步驟,目前在財政壓力和被稱為支持,可以刪除。StepChange的非常優秀的團隊也會與零漏洞團隊合作如何更有效地識別並使債務的建議推薦。零將金融貢獻StepChange通過公平份額的資金機製,支持慈善機構的運作和確保英國消費者繼續受益於容易獲得一個獨立的慈善機構致力於幫助人們在金融困難成為無債一身輕。使用StepChange從零的最近成為第一個供應商的顧客行為報告給所有主要英國信用參考機構(耐腐蝕合金)。迄今為止零為其客戶提供了£9500萬在總儲蓄利息為零的分期付款貸款並提供超市夜未眠,高達10%的時候用借記卡支付。零空間是第一個公司監管的葬禮,並設置動態的、個性化的負擔能力限製客戶的總借款使每筆交易成本。通過這個支持StepChange,零客戶可以免費立即並無縫地稱為高質量的獨立的建議,通過StepChange omni-channel債務提供谘詢服務,每當需要(此時進一步零信用也暫停)。 Today’s announcement is Zilch’s latest industry-leading innovation to promote financial inclusion and help protect consumers from problem debt. Last month Zilch announced that it had reached a ground-breaking deal with the most reputable UK CRAs that will see its customers’ borrowing and repayment activity using Zilch credit begin influencing their credit scores and profiles for the first time. This innovation provides millions of British consumers the opportunity to build and improve their credit scores without making use of high-cost, revolving credit products. It will also boost consumer protections and financial health throughout the wider UK consumer credit ecosystem by giving other lenders visibility of Zilch users’ current and historic borrowing activity. Philip Belamant, CEO and co-founder of Zilch said: “The entire ethos of Zilch is about being customer-first and we’ve built the business around doing the right thing by our customers – even if it’s difficult – every time. It’s why we’ve invested so much time and resource into building a meaningfully proactive relationship with StepChange. To Zilch, this partnership is a natural and obvious one – why would any responsible lender of credit not want to align with an establishment such as StepChange that is doing so much to support people in these hard times? “This partnership ensures we provide our customers with the very best support if they do fall behind on repayments – all for free.” Phil Andrew, CEO of StepChange, said: “StepChange has been helping people for 30 years – and during that time has supported millions of people seeking help with problem debt. “Over the last three decades a lot has changed – with new challenges like the cost-of-living crisis and new financial products. “But one thing has not changed and that is our commitment to support people struggling with problem debt and to work with a wide network of partners and supporters to ensure that those who need help can access it. “Zilch’s commitment to our work through the payment of Fair Share contributions, as well as finding innovative ways to minimise the barriers to people seeking help, will support us at StepChange to continue our important mission.” People In This Post Fintech News Fintech Insurtech Crypto